Under the Fair Credit Reporting Act, a credit reporting company may only disclose your credit report if someone is:
- Granting credit, reviewing your account, or collecting on your account
- Reviewing you for employment purposes
- Reviewing your application for insurance
- Reviewing your eligibility for a license or government-related benefits
- Providing information for a business transaction, such as renting an apartment
- Has a court order
- Has an IRS subpoena
- Someone to whom you have given written permission